However, redeeming for gift cards is 1400 points for $10 - equivalent to 0. Additional cardholder(s), as well as existing cardholders of any RBC. Highlights:Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). Apply Now. Earn 1 Avion point for every $1 you spend and an extra 25% on eligible travel purchases. 07%. The RBC ION Visa has slightly modified Avion Rewards, where the best option is to transfer your points to WestJet. RBC ION+ Visa: Decent earn rate on a variety of common purchases. , Royal Trust Company or The. Earn 1. Can add up to 9 Authorized Users. RBC ION+ Visa. Redeeming card: RBC Avion Visa Platinum, I transfer my points from the ION+ to the Avion for higher value, about 2 cents per point on flight redemptions. 58cpp when redeemed against travel. Only downside is the 120$/year fee on the avion, which is definitely offset by the value of the rewards for me. The RBC ION+ Visa credit card is a solid choice for individuals who want to earn potential rewards across different spending categories while enjoying various benefits. 99% $48 Min. Compare. RBC ION+ Visa. TORONTO, Sept. 99% compared to a max of 24. , RBC Direct Investing Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. $39. No annual fee. , RBC Global Asset Management Inc. Additional cardholder(s), as well as existing cardholders of any RBC. Let’s look at the detailed benefits of each of the cards;With the RBC ION+ Visa card, you can earn 12,000 Avion points as a welcome bonus as soon as the card is approved. 99% as of May 1, 2023) on purchases, 22. Both cards can still redeem for merchandise, gift cards etc. , Royal Trust Company or The. Keep up with your RBC Bank U. Get up to 7,000 welcome points. , Royal Trust Company or The. Download the Avion Rewards app to set up your account and start finding cash back, offers and points – right there in your pocket. Get the Avion Rewards app and never miss a deal. Choose any airline, any flight, any time. Earn 1 Avion point for every $1 you spend and an extra 25% on eligible travel purchases. S. Eligible Credit Cards. Competitive RBC rewards credit card. Coverage ends, individually for the applicant and each additional cardholder, on the earliest of: 1. Royal Bank. Store credit cards co-branded with VISA, Mastercard, or Discover can be used anywhere that those cards are accepted. Get up to 7,000 welcome points. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. Earn unlimited 3x on a variety of common spending. *At age 66, Total Disability and Job Loss coverage ends and your monthly premium will be reduced to $0. 99% $48 Go to site More Info. 1 How to qualify for the Credit Card Base Offer. 5x the rewards for select digital purchases along with everyday purchases like gas and groceries. Purchase Rate: 20. Additional cardholder(s), as well as existing cardholders of any RBC. 99% . and Canadian accounts instantly – for free 8. 1s22s22p4 wrote: ↑ ION gives 1. 07%. Those willing to pay a $4 monthly fee can benefit from the enhanced earning potential of the RBC ION+ Visa Card. Additional cardholders (co. Examples of a covered reasonThe 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. “Up to $50 in value” represents the combined value of the following promotional offers when you apply by October 31 st,2024 and are approved for: The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well points for $10. 7,000 points. 5 Avion points for every $1. 20. Eligible RBC Credit Cards: RBC® Avion® Visa Platinum‡, RBC® Avion® Visa Infinite‡, RBC® Avion® Visa Infinite Privilege‡, RBC® Avion® Visa Infinite Privilege‡ for Private Banking, WestJet RBC Rewards® Visa‡, RBC® IONTM Visa‡, RBC® ION+TM Visa‡,. Sign into RBC Online Banking only once and access your U. 85: Gift card redemptions: 0. Card Details. Additional cardholders (co. Call Collect: 1-506-864-2275. Annual Fee Rebate. Manage Your Account Online, Anytime. Pros. NOTES. You will earn 3 Avion points for every $1. S. RBC Bank is running an early year promotion as part of its Avion Rewards program. For an RBC ION+ Visa credit card, RBC has a special offer in place: apply by November 30, 2022, and get up to 12,000 Avion reward points upon getting credit card approval. If there is a technical problem with the transfer, call 1-800-769-2512 or 1-888-769-2534 (for business cards). Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. Premium Cash Back credit card benefits. 7,000 points. You will earn 1. Get a Quote for Travel Insurance. This card has guaranteed approval, no annual fees and the ability to earn unlimited cashback at an average rate of 5% when shopping at partners. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Add cash. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. Sign into RBC Online Banking only once and access your U. Pay U. Choose any airline, any flight, any time. As members, they'll be able to reward themselves by redeeming points for gift cards and merchandise, along with access to best-in-class cash-back savings and offers. 500 points. Dollar Visa Gold, RBC. Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. RBC Signature Rewards VISA Card ($79 AF) ===> RBC ION+ VISA Card ($48 AF) Signature Rewards Visa is $39 AF. RBC Cash Back Mastercard. , Royal Trust Company or The. , RBC Global Asset Management Inc. Legal Disclaimer 1; Get up to 7,000 Avion points with the RBC ION+ Visa Card Legal Disclaimer 2 -. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. S. Upon enrolment, 35,000 Avion points (or "welcome points") will appear within the first two monthly statements. S. Reply; Reply with quote; Jan 24th, 2023 9:56 pm #10; 1s22s22p4 Member Jul. 21. 3 points per $1 spent . Review the legal disclaimer and select Continue. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. You’ll earn 3 points per $1 spent on these categories: groceries, dining, food delivery, daily public transit, rideshares, EV Charging, streaming, digital gaming, and; subscriptions. 00 in Grocery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make with your RBC ION Visa credit card at merchants classified by Visa’sThe RBC ION+ Visa Card is a rewards credit card that can help you build a credit history just by using your card if it meets your needs. The ION/ION+ doesn't earn the same type of rewards as Avion cards. Earn 1. Apply online and get a response in as little as 60 seconds. 99% on cash advances. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. You can earn the maximum points when you spend on grocery and dining, rides, gas and EV charging, and digital subscriptions. Use your points for a huge selection of items from top brands like Apple, Best Buy and more. Additional Card: $0. Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). 20. Refer to the RBC page for up-to-date offer terms and conditions. No annual fee. The Royal Bank of Canada, commonly known as RBC, is one of Canada’s Big Six financial institutions. S. Get 6,000 welcome points upon approval and. $19. Apply by November 27, 2023. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). Dollar Visa Gold, RBC. Mortgages. com/holidayWith an eligible CAD bank account at a Canadian financial institution, you can send, request and receive money any time by using the Interac e-Transfer service available in RBC Online Banking 1 or the RBC Mobile 1 app. $500 for RRSP, TFSA, RESP, RDSP. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. 20. Transfer money between your RBC U. This card earns 3 Avion points per. Launched in 1864 to offer credit to merchants on the Halifax waterfront, it was incorporated. You will earn 3 Avion points for every $1. Has a unique set of features that come with an annual fee of $48. Earn 2X the Moi points on dining, gas, EV charging 3 and on qualifying purchases at participating Metro, Jean Coutu, Brunet and Première Moisson stores. Avion rewards cards include the RBC ION Visa and RBC ION+ Visa. Until January 24, 2023, you can increase your value by 25% using one of the following options: RBC Avion Visa cardholders can typically earn $58 for every 10,000 points. $100,000 (for terms less than 30 days)1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. * Conditions apply 26. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. 99%) 3%. recommended. Launched in 1864 to offer credit to merchants on the Halifax waterfront, it was incorporated. Status: Active. Donate now. 99% $48 Min. Bank accounts. Review the documentation provided. Other cards that earn Avion Points are: RBC Avion Visa Infinite Card; RBC ION+ Visa Card; RBC ION Visa Card; RBC ® Avion ® Visa Infinite. Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. RBC Online Banking is a quick and easy way to do all your banking online, in one convenient place. Compare. Good/Very Good: $48 (paid as $4 per month) 12,000 Avion Points: MBNA Rewards Platinum Plus Mastercard:Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Unfortunately, there is no way to waive the fee completely. View Legal Disclaimers. Sign into RBC Online Banking only once and access your U. 50 in credit for the same number of points. of this year. The date your RBC ION+ Visa account is cancelled; or 2. With the RBC ION+ VISA, earn 3 times the Avion points for every dollar spent on food delivery, dining out and groceries. For a monthly fee of $4 you can earn up to 3 points per $1 spent with the RBC ION+ Visa. These are the main differences for redeeming. RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. The ION+ has a lot more perks that make sense. Points redeeming is another story but there are tricks to maximize the value of those points earned from this card! Read the full. $39. The Royal Bank of Canada, commonly known as RBC, is one of Canada’s Big Six financial institutions. I currently have the RBC ION + that I got in Jan. I regularly travel for work so the Avion is good for paying for my flights and hotels. You will earn 3 Avion points for every $1. RBC ION+ Visa. 7,000 points. , Royal Trust Company or The. 3 points per $1 spent . As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. 5X Avion points for every $1 spent 1 on:. 22. Min. , Royal Trust Company or The. , RBC Direct Investing Inc. There are no blackout dates or advance booking restrictions, even during peak periods. RBC ION+ Visa. Allow up to four weeks for RBC Avion points to be transferred to other airline program accounts. The RBC ION+ Visa Card offers TTC riders 3 Avion points for every dollar spent on daily public transit. They are devoid of nuclei, ribosomes, mitochondria, and other organelles, which are important in other cell types to perform specific functions critical to cell survival ( Adams, 2010 ). 5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. $19. N/A. Additional cardholder(s), as well as existing cardholders of any RBC. For a monthly fee of $4 you can earn up to 3 points per $1 spent with the RBC ION+ Visa . Eligible Credit Cards. 5* 0. 99% on cash advances. Type: SMS. Opens in a new window. 58: Redeeming points for statement credits: 0. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Blake Wisz/Unsplash. Enjoy mobile device insurance, purchase security and extended warranty insurance. Call 1-800-565-3129. Receive a Companion Award eVoucher 3. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard‡ card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Visa Infinite‡ Avion®, RBC Visa Platinum Avion, RBC Rewards Visa Preferred, RBC U. If this is also the case with Avion Select points, then it could be possible to pool Avion Select points with Avion. 99%. 3 points per $1 spent . Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 99%. , RBC Direct Investing Inc. 7,000 points. Additional cardholder(s), as well as existing cardholders of any RBC. Minimum Investment. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). Get 12,000 Avion points * when you’re approved for the RBC ION+ Visa credit card or 6,000 Avion points * when you’re approved for the RBC ION Visa credit card Compare Cards Now Compare Cards Now. S. Limits are available from $5,000 to as much as 65% of the value of your home, less any prior outstanding mortgages. Here is how RBC. Not sure if ION will need more points for gift cards. Box 75 Toronto, ON, M5J 2Z5 RBC Wealth Management: RBC Dominion Securities Inc. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. With the TD card I didn’t find the points I was accumulating to be worth that much. Groceries, dining out, and food delivery purchases; Gas, rideshare,. Compare Credit Cards. Offer is non-transferable and is only available to the member of the RBC Referral Awards program who has not previously signed up for Mydoh prior to the start of the Offer Period. I explain why I keep the RBC ION+ in my wallet. Additional cardholders (co. No blackout periods or seat restrictions – ever! Start flying with as little as 7,500 Avion points ^. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Get a 0. RBC Cash Back Preferred World Elite Mastercard. Visa Cash Back Card. Number of cardholders. redeem travel with RBC Travel (in-house travel agency) at 0. Earn 1 Avion point for every dollar you spend 2. RBC ION Visa. $4 a month ($48 annually) WestJet RBC MasterCard. Visa Cash Back Card. RBC Avion Visa Infinite Card. Get 12,000 Avion points on approval with the RBC ION+ Visa. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard‡ card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Visa Infinite‡ Avion®, RBC Visa Platinum Avion, RBC Rewards Visa Preferred, RBC U. 99% $48 Min. Request a one-time verification code, sent via text to your mobile number. S. RBC ION+ Visa. Best No-Annual-Fee Visa Credit Cards. 00 in Grocery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION Visa credit card at merchants classified by. Annual Fee rebated every month for students with eligible accounts. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. So for streaming on the ION card, when redeeming for regular price gift cards, the return is 1. Get 12,000 Welcome Avion Points on approval. RBC ION /RBC ION+ credit card holders redeem using a conversion rate of 172 points = $1 CADRBC ION+ Visa Card Review. Get 12,000 welcome points on approval and enjoy special offers, insurance and protection benefits, and a low monthly fee rebate for students. 3. Avoid any food delivery fees with the complimentary 3 month Door Dash Dash subscription. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. We’ll have a more detailed post on the two new cards coming next week. Earning Rewards. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. Use your points for a huge selection of items from top brands like Apple, Best Buy and more. U. This offer is only eligible for the RBC ION+ Visa card if. We would like to show you a description here but the site won’t allow us. They will enjoy access to best-in-class cash back savings and offers from more than 1,900 retail partners as well as discover more ways to earn, redeem and pay with Avion points – all within one. Primary and Co-Applicant must be at least 18 years old. That means with the iON+ you’re getting 1. Compare. The card shines best when paired with a card that earns Avion Elite points. It’s the best way to make sure you don’t leave deals and savings behind. You can also increase your credit limit when you need to. The RBC ION Visa is an innovative card that lets you earn 1. Apply by November 27, 2023. 99% for 10 months balance. There are no blackout dates or advance booking restrictions, even during peak periods. You will earn 3 Avion points for every $1. 5 Avion points for every $1. 4; Annual Fee rebated every month for students with eligible accounts. , RBC Global Asset Management Inc. 99% $48 Min. Call Collect: 1-506-864-2275. 20. ^. Earn MORE Avion points on groceries, gas, streaming, digital gaming and more. Led the strategic evolution of RBC’s music platform with a clear focus on providing differentiated value and enhanced music experiences for RBC clients; powered by a multi-million-dollar marketing budget. 3 points per $1 spent . The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. , Royal Trust Company or The. The earning rates on the RBC Ion+ Visa are as follows:1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Apply by November 27, 2023. Learn more at rbc. Get 3,000 welcome Moi points upon your first purchase 1 . The date your RBC ION+ Visa account is sixty (60) days past due. RBC ION+ Visa. Type: Fake Website. , Royal Trust Company or The. Take care of your banking from wherever you are, anytime you want. recommended credit score: 660. , RBC Global Asset Management Inc. RBC ION+ Visa. recommended credit score: 660. Final thoughts. Buy. Here are some cyber scams currently affecting RBC clients. You could use the equity in your home or your investment portfolio as collateral to secure a higher credit limit at a lower interest rate. Add your RBC ION Visa credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription—a value of almost $30 10. bank account and credit card balances. View Legal Disclaimers. Annual Fee. , RBC Direct Investing Inc. My understanding is that if I apply for the RBC Avion Visa Infinite that I won't be eligible for the welcome bonus because I have the RBC ION+ card. So if I cancel the RBC Ion + card and wait 3 months and apply for the RBC Avion Visa Infinite. 7,000 points. The RBC Ion+ Visa has a monthly fee of $4, which amounts to $48 each year. Review the CreditView Dashboard agreement and select I Accept & Continue. 20. RBC ION+ Visa. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. To pay your RBC credit card bill online, sign up for RBC Online Banking . RBC has updated the welcome bonus offer on RBC ION and ION+ Visa cards, starting August 8, 2023. With the NEW ION family of cards, you can start earning faster on the purchases you make most. 18 upvotes. Secured Line of Credit. So for streaming on the ION card, when redeeming for regular price gift cards, the return is 1. Pay U. To qualify for this Credit Card Base Offer, you must apply and be approved as the primary cardholder for any of the Eligible Credit Cards. Scroll down to the box on the right-hand side labelled My Services. , RBC Global Asset Management Inc. Get it all in the app. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Get up to 55,000 Welcome Points. I’ve been looking over the Ion+ credit card with its 3X Avion points on some regular purchases. RBC ION+ Visa. 83: Using points for merchandise: 0. Dollar Visa Gold, RBC British. Dollar Visa Gold, RBC British. for full details. With this promotion, they get $72. Here are a few of the best secured credit cards for newcomers to Canada: 1. RBC’s ION+ Visa is a great option for those looking to experiment with rewards credit cards. You can easily move your points from one RBC account to another anytime you like. 0. 60 per $100 of your account balance 6 (plus applicable taxes). Enjoy unlimited deliveries with $0 delivery fees on. Get up to 7,000 welcome points. $39. 58% on all other purchases. Compare All Lines of Credit & Loans. One Offer per Mydoh user. Eligible Credit Cards. The RBC ION+ Visa Card offers 3 Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming, and 1 Avion point for every $1 spent on all other purchases. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. , RBC Global Asset Management Inc. RBC ION+ Visa Card. RBC Royal Bank Routing/ABA number (if funds coming from U. Annual Fee Rebate. open an eligible student bank account, and we'll give another $100 to a charity of your choice. 5X Avion points¹ on: Grocery. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. Ends January 31, 2024. HoweverRBC ION+ Visa: Decent earn rate on a variety of common purchases. Additional cardholder(s), as well as existing RBC ION+ Visa cardholders, applying for or transferring to an RBC ION+ Visa card as of the offer eligibility period, are not eligible for this offer. Apply by November 27, 2023. Earn 3 Avion points per dollar spent on groceries, dining and food delivery as well as gas, rides and electric vehicle charging with this credit card. Additional cardholder(s) (co-applicant and authorized user(s)) on an RBC ION Visa or an RBC Cash Back Mastercard credit card account, as well as existing RBC ION Visa and RBC Cash Back Mastercard cardholders, applying or transferring to the RBC ION Visa or the RBC Cash Back Mastercard as of the eligibility period, are not eligible for this offer. Earn 3X Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming and more. Go to site More Info. According to our Best of Finance methodology, the average Canadian would earn around $514 in. 20. RBC ION+ Visa.